Direct investing or via distributors? The jury’s out as more investors take MF route to markets.

Amit Kulkarni (25), a pharmaceutical executive, invests into markets through the direct route in mutual funds. He prefers to be on his own and avoids distributors. “By now I have sound knowledge of mutual fund schemes. I watch the markets, track my investments, do my research, and educate myself about the financial world. I want to maximise my returns by going directly. Why should I pay the distributor when I can do all on my own?” asks Amit.